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Fraud & Authentication

Account Takeover Fraud Prevention

A face check at the moment it matters, before account takeover fraud becomes a chargeback. Step-up biometric re-authentication for returning users.

What's included

Everything you need for account takeover fraud prevention

Step-up biometric re-auth

Trigger a face check only when risk signals warrant it, not on every login.

Risk-based triggers

New device, new location, or unusual behavior automatically raises the verification bar.

Liveness check

Confirm a live person is present, blocking replayed photos and screen captures.

Session-level audit log

Every step-up event and its outcome is logged for fraud investigation.

Fast decisioning

Sub-second face match keeps legitimate users moving without friction.

Works with existing login

Layers onto your current auth flow as a step-up check, not a replacement.

How it works

Verify at the risky moment, not every time

Most account takeover attempts show risk signals before the damage happens: a new device, an unfamiliar location, a password reset. Hypersign triggers a biometric check exactly then.

1Login or sensitive action triggers a risk evaluation (device, location, behavior)
2If risk crosses your threshold, a step-up face check is requested
3Liveness detection confirms a real person, then face match against the verified profile
4Session proceeds only on a match; failures are logged and can trigger lockout

Why Hypersign

More than account takeover fraud prevention

  • Biometric re-auth uses the same verified profile from initial KYC, no separate enrollment
  • Encrypted identity vault keeps biometric templates secure and access-controlled
  • Audit trail ties every step-up event back to the original verified identity
  • Combines with AML/fraud screening for a fuller risk picture, not biometrics alone

Trust & Compliance

Certifications

SOC 2 Type IISO/IEC 27001:2022iBeta Level 1 PAD

Maps to

GDPR (EU 2016/679)CCPA / CPRA

FAQ

Common questions

Ready to add Account Takeover Fraud Prevention?

Book a 30-minute demo and see how it fits alongside the rest of the Hypersign platform.

From the Blog