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Fintech

Identity Orchestration.
Not Another KYC Tool.

Most fintechs solve KYC with a fragmented vendor stack. Hypersign replaces it with a single orchestration layer — one integration, every compliance obligation, 189+ countries.

✓ Integrate Once, Adapt Always✓ 189+ Countries✓ GDPR & eIDAS 2.0✓ Sub-90s Onboarding✓ From $0.20 / check
$485B
Projected Loss
Estimated fintech fraud losses globally by 2027
68%
Abandonment Rate
Customers who drop off during lengthy KYC onboarding
<90s
Verification Time
Average time to complete a Hypersign identity check
189+
Countries
Global document coverage for every user segment

Industry estimates. Fraud projection: Juniper Research Digital Identity Report 2024.

The Challenge

Global onboarding isn't a KYC problem. It's an orchestration problem.

CBUAE (UAE), FCA DVS (UK), and MAS Notice 626 (SG) didn't create new tools. They exposed the gap between the tools that already exist.

Fragmented Vendor Stack

One vendor for documents. Another for biometrics. A third for AML. Each best-in-class individually — but together they create accountability gaps no single vendor owns.

No Unified Audit Trail

AMLD6 (EU), FCA MLR (UK), RBI KYC (IN), HKMA AML (HK) — all require coherent audit evidence. When it lives across four systems, producing it under regulatory time pressure is a risk in itself.

Rebuild Every Regulatory Cycle

DORA (EU), Consumer Duty (UK), AUSTRAC (AU), CBUAE (UAE) — each adds requirements. Every update forces changes across multiple vendor integrations rather than one workflow config.

How it works

One flow. Every obligation covered.

01

Customer Initiates Onboarding

Hypersign loads inside your product via widget, API, or magic link — no redirect. Works on mobile and desktop.

02

Identity, Document & Risk Checked

Document verified. Biometric liveness and face match run. AML, PEP, and sanctions screened — all in one session, simultaneously.

03

Decision Delivered in Real Time

A structured pass, fail, or review arrives via webhook in under 90 seconds. A reusable credential is issued and every check is timestamped to the audit log.

Customer Identity Verification (KYC)

90 seconds from document to decision.

Document capture, biometric liveness, face match, and risk scoring run in a single mobile-optimised flow. 14,000+ document types from 189+ countries — no manual review queue.

KYC Onboarding Check
Document Type✓ Passport
Authenticity✓ Genuine
Liveness Check✓ Pass
Face Match Score✓ 0.98
Deepfake Detected✗ None
Time to Complete82s

AML Screening & Ongoing Monitoring

Compliance doesn't stop at account opening.

Every customer is screened against 1,300+ AML, sanctions, and PEP lists at onboarding, then continuously re-screened in the background. A new listing or PEP match triggers an automatic alert — no manual re-check needed.

AML Risk Screening
OFAC / UN / EU Lists✓ Clear
PEP Status✓ Not detected
Adverse Media✓ No matches
Lists Searched1,300+
Ongoing Monitoring✓ Active

Reusable Digital Identity

Verify once. Trusted across every product you build.

After the first successful check, Hypersign issues a W3C Verifiable Credential. When the same customer returns — or joins a partner platform — they present the credential instead of repeating KYC. No raw data shared. No re-onboarding friction.

W3C Verifiable Credential
Identity Status✓ Verified
Issued By✓ Hypersign
AML Status✓ Cleared
PII Shared0 fields
Portable✓ Cross-platform

The Competitive Shift

Not the best KYC tool. The best orchestration layer.

The regulatory landscape will keep changing. The platforms that win configure their way through it — they don't rebuild.

Integrate Once

One API covers KYC, biometrics, AML, consent, and reusable credentials. No new vendor contract when a regulation changes.

Adapt Through Configuration

When CBUAE (UAE), DORA (EU), Consumer Duty (UK), or MAS Notice 626 (SG) adds an obligation, update a workflow rule — not your sprint backlog.

One Audit Trail, Every Market

Every document check, AML result, and consent record written to one timestamped log. Regulator-ready under FCA MLR (UK), AMLD6 (EU), HKMA AML (HK), or RBI KYC (IN).

Fintech Verticals

Every regulated fintech. One orchestration layer.

From neobanks to remittance providers, each product line carries specific obligations — all resolved through a single integration.

Neobanks & Digital Banks

Account opening in minutes demands fast, accurate KYC. Automated document and biometric checks replace manual review queues and meet central bank licensing requirements.

Payment Processors & E-Money

PSD2 and e-money regulations require verified customer identities before funds can move. Hypersign's automated KYC and AML checks satisfy these obligations without slowing payment flows.

BNPL & Consumer Lending

Buy-now-pay-later and personal loan providers must verify borrower identity and creditworthiness quickly. Real-time identity checks reduce default risk and meet consumer credit regulation.

P2P Lending Platforms

Both lenders and borrowers on peer-to-peer platforms require identity verification before funds are committed. Full KYC with AML screening protects every side of the transaction.

Wealth Management & Robo-Advisors

MiFID II and local securities regulations mandate investor identity verification and suitability assessment. Hypersign verifies investors at onboarding with a full audit trail.

Insurance Technology

Insurtech platforms need to confirm policyholder identity to prevent fraudulent claims. Biometric verification and document checks at policy issuance create a verifiable record from day one.

Crypto & Digital Asset Platforms

Exchanges, wallets, and stablecoin providers face the strictest KYC and AML mandates. Hypersign covers Travel Rule requirements, wallet screening, and cross-chain identity portability.

Remittance & FX Platforms

Cross-border money transfer platforms must verify senders and recipients against FATF guidelines. Hypersign's global document coverage spans 189+ countries for end-to-end compliance.

Regulation Ready

AMLD6 (EU)eIDAS 2.0 (EU)PSD2 (EU)DORA (EU)FCA MLR (UK)Consumer Duty (UK)CBUAE (UAE)MAS 626 (SG)AUSTRAC (AU)HKMA AML (HK)RBI KYC (IN)FATFDPDP Act (IN)

Platform Capabilities

Document VerificationBiometric LivenessAML ScreeningDecision EngineConsent Management

Integration

Deploy in Days, Not Quarters

Three integration paths matched to your team's size and technical capability. All backed by the same global KYC and AML infrastructure.

API

Engineering teams · Fully custom flows · Native mobile apps

Integrate identity verification directly into your fintech product with complete control over the user experience.

  • Full UI ownership
  • Session-based verification
  • Webhook result delivery
  • All verification modules available
Learn more →

Widget

Product teams · Fast go-live · Embedded onboarding

Embed a white-label verification widget directly inside your app or web registration flow in one afternoon.

  • Plug-and-play setup
  • Custom branding support
  • Configurable check levels
  • No infrastructure changes needed
Learn more →

Magic Links

Compliance teams · KYC remediation · Existing customer re-verification

Send a branded, one-click verification link via email or SMS — ideal for re-KYC campaigns or customers who could not complete in-app verification.

  • Zero integration required
  • Hosted verification page
  • Works on any device
  • Shareable and trackable
Learn more →

Pricing

Start from $0.20 per check.

Basic KYC starts at $0.20 / check. Full fintech assurance — ID, liveness, face match, AML screening, and consent audit trail — is available from $0.75 / check. No setup fees. No annual contracts.

Volume pricing available · Free sandbox included · Cancel anytime

See full pricing →
Basic KYC
$0.20
per check
Document verification · liveness detection · pass/fail result

FAQ

Questions about fintech identity verification

Compliant Customers.
In Under 90 Seconds.

One integration. Every KYC, AML, and consent obligation covered. Free sandbox — live in days.

AMLD6 (EU) · eIDAS 2.0 (EU) · FCA MLR (UK) · CBUAE (UAE) · MAS 626 (SG) · AUSTRAC (AU) · FATF · 189+ Countries