Stop Financial Crime Before the Money Moves.
Every transaction fiat or crypto evaluated against your compliance rules in real time. One platform for decisioning, investigation, and reporting.
Trusted by compliance teams across fintech, crypto, and regulated payments.
Feature Overview
Everything You Need to Monitor Transactions for Financial Crime
A complete transaction monitoring stack from real-time decisioning to SAR filing in one platform.
Real-Time Decisioning
Every transaction receives a compliance verdict before settlement approved, declined, or flagged for review.
Pre-Built Rule Bundles
Eleven rule bundles covering AML/CTF, fraud, FATF patterns, crypto, device intelligence, and more active from day one.
Custom Rule Builder
Write your own monitoring rules without developer involvement. Test against historical data before going live.
Blockchain & Crypto (KYT)
Evaluate on-chain transactions across 100+ networks. Screen wallets for sanctions and darknet exposure.
Risk Scoring
Dynamic risk scores on every transaction based on amount, counterparty, geography, velocity, and behaviour.
Behavioural Analytics
Detect anomalies by comparing individual transaction patterns against historical baselines and peer cohort benchmarks.
Case Management
Alerts, analyst assignment, investigation states, evidence, and audit trail in one view, not a separate tool.
SAR / STR Filing
Generate and file Suspicious Activity Reports from within the platform. No export-to-Word step.
Auto-Remediation
Pause high-risk transactions and request proof of funds from the user then resume automatically once cleared.
Velocity & Threshold Rules
Detect structuring, rapid-fire transactions, and round-number patterns with configurable velocity windows.
Sanctions & Watchlist Matching
Every transaction counterparty checked against 1,300+ global sanctions, PEP, and adverse media lists at submission time.
Audit Trail & Reporting
Full immutable log of every decision, rule match, alert, case action, and analyst note ready for regulatory examination.
Real-Time Decisioning
A compliance verdict before the money moves.
Hypersign evaluates every transaction at submission and returns a structured verdict before your system completes the transfer. Sub-500ms at p95.
Pre-Built Rule Bundles
Compliant from day one.
Eleven pre-built rule bundles AML/CTF, fraud, FATF patterns, crypto, and device intelligence active immediately after onboarding. Build custom rules and test in shadow mode before going live.
Blockchain & Crypto Monitoring (KYT)
On-chain risk at transaction speed.
Hypersign evaluates on-chain transactions at submission, screening wallet addresses for sanctions, darknet exposure, and high-risk entity connections across Bitcoin, Ethereum, and 100+ networks.
Risk Scoring
Every transaction gets a score, not just a pass/fail.
Hypersign assigns a calibrated risk score to every transaction based on counterparty risk, velocity, geographic exposure, and behavioural baselines so your team can prioritise review queues and tune thresholds with precision.
Case Management
Investigate without switching tools.
When a transaction is flagged, Hypersign opens a case in the same console as the monitoring engine so investigation starts immediately, with no export or handoff.
SAR / STR Filing
From alert to filed report without leaving the platform.
When a case is escalated, Hypersign auto-generates SAR and STR documents from transaction data and investigation notes already in the system ready to review and file.
Supported jurisdictions: FinCEN (US) · NCA ELMER (UK) · EU national FIU portals
Auto-Remediation
Pause high-risk transactions, not every transaction.
Pause a specific transaction and request proof of funds from the user without blocking their account. The platform re-evaluates automatically on response, and auto-declines if they don't reply within the timeout.
Integration
Three Integration Paths
Connect in hours. Monitor every transaction the same day.
Configure transaction rules, thresholds, and routing logic from the Hypersign dashboard. No developer involvement needed for rule management.
- Full rule configuration in-dashboard
- Shadow mode for pre-production testing
- Real-time threshold tuning
- Alert routing and assignment rules
Drop the Hypersign SDK into your payment flow. The SDK handles transaction submission, status polling, and the AWAITING_USER user prompt with minimal integration code.
- Web and mobile SDK available
- AWAITING_USER prompts handled automatically
- Status polling built-in
- Minimal integration code required
Submit transactions via POST /v3/transactions/ with an idempotent transaction ID. Response includes decision status, triggered rule details, risk score, and case reference.
- POST /v3/transactions/ endpoint
- Idempotent submission no duplicate cases
- Triggered rule details in every response
- Webhook notifications for all events
Performance & Scale
Built for high-volume payment flows.
Hypersign's decisioning engine sits inline in payment flows returning a compliance verdict fast enough that your users never notice the check. Horizontally scalable with a 99.99% SLA.
Compliance & Certifications
Transaction Monitoring That Satisfies Regulators
Use Cases
Who Uses Transaction Monitoring
Fintech & Neobanks
Monitor every payment from account opening through the customer lifecycle. Detect structuring, mule accounts, and behavioural anomalies before funds leave the platform.
Crypto Exchanges & VASPs
Screen every on-chain and off-chain transaction for sanctions exposure, darknet connections, and FATF Travel Rule compliance. Meet MiCA and AMLD6 from day one.
Payments & Remittance
Apply risk-based monitoring to cross-border transfers without adding friction for legitimate senders. Block high-risk corridors; auto-approve established payment patterns.
iGaming & Betting
Monitor deposits, withdrawals, and bonus abuse for problem gambling signals and AML patterns. Meet UK Gambling Commission, Malta Gaming Authority, and EU licensing requirements.
BNPL & Lending
Detect fraud and structuring at the application and repayment stages. Screen counterparty accounts before disbursement completes.
Banking & Credit Unions
Replace legacy batch monitoring with real-time decisioning. Reduce false positive alert volumes and eliminate manual data exports to external case management systems.
Comparison
More Than a Rules Engine
Most vendors give you an alert. Hypersign gives you an alert, an open case, an investigation workspace, and a pre-populated SAR in one product.
Why Hypersign
One platform. Monitoring, investigation, and reporting.
Most compliance stacks need three products to monitor a transaction, investigate an alert, and file a report. One integration. One dashboard. One compliance audit.
FAQ
Frequently Asked Questions
Evaluate every transaction. Investigate every alert. File every report.
One platform. One integration. Real-time AML compliance from day one.