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Platform

Every verification signal. One compliance verdict.

Documents, biometrics, sanctions, device, and location data scored and routed in under two seconds. One structured verdict your team acts on, or the rules engine acts on automatically.

✓ 200+ Fraud Signals✓ 7 Session Statuses✓ Under 2-Second Verdict✓ AMLD6 & GDPR Compliant✓ Real-Time Webhooks

Trusted by 2,000+ organisations across fintech, crypto, iGaming, and regulated industries.

200+
Fraud Signals per Session
5
Verification Checks Aggregated
7
Session Statuses
< 2s
Verdict Response Time

Feature Overview

Everything Your Compliance Team Needs in One View

A complete KYC decision and case management stack from signal aggregation to manual review in one platform.

Multi-Signal Session View

Personal data, biometric scores, device intelligence, location signals, and document images all in one panel.

Configurable Decision Rules

Define auto-approve, auto-decline, and route-to-review thresholds per workflow, jurisdiction, and document type.

Manual Review Interface

Zoom documents, compare selfie to ID photo, inspect liveness scores, and override the verdict with a documented reason.

Verification Timeline

Chronological event log of every session milestone start, selfie capture, document upload, consent, and final verdict.

Fraud Signal Aggregation

200+ risk signals scored across document, biometric, device, and location layers. Every signal stored and queryable.

Webhook-Driven Case Management

Real-time status events pushed to your backend the moment a verdict changes. No polling required.

Multi-Signal Session View

All verification data in one panel.

When a compliance officer opens a verification session, every data point is displayed in one structured panel personal data, device signals, location intelligence, biometric scores, document images, and a timestamped audit timeline. No tab-switching. No separate reports.

Session Dashboard
KYC Session · 6 Panels
● Approved
Personal Information✓ Extracted
Device Intelligence✓ Captured
Location Signals✓ Mapped
Biometric Results✓ 96% Match
Documents✓ Verified

Configurable Decision Rules

Automate what should not require human review.

Define auto-approve, auto-decline, and route-to-review thresholds per workflow, jurisdiction, and document type without writing backend code. Clear passes complete instantly; hard fails are declined with a reason code; edge cases go to your team with full context pre-loaded.

Decision Rules Engine
All checks passed→ Approved
DOCUMENT_EXPIRED→ Declined
AML_HARD_HIT→ Declined
LOW_LIVENESS_SCORE→ Declined
HIGH_DEVICE_RISK→ Declined
Edge case flagged⚑ Review

Manual Review Interface

Full context for every human decision.

When a session is routed for review, your compliance officer sees documents at full zoom, face match percentage, all 200+ fraud signals, and AML results in one interface. Every approve, decline, or escalate action is permanently logged with a reason code and timestamp.

Manual Review
Awaiting Decision
⚑ In Review
Document Front✓ Zoom Ready
Face Match✓ 89% Match
Risk Signals (42)⚑ Review
ApproveDeclineEscalate

Verification Timeline

A chronological record of every event.

A timestamped log of every session event from first open to final verdict, including every automated check, manual review assignment, and override. Satisfies AMLD6 and FATF Recommendation 11. Downloadable as PDF or JSON for regulatory submissions.

Verification Timeline
Session Started12:04:32
Selfie Uploaded12:04:51
Document Uploaded12:05:08
Consent Recorded12:05:15
AML Check Completed12:05:17
Auto-Verdict Issued12:05:18

Fraud Signal Aggregation

200+ risk signals on every session.

Hypersign scores over 200 discrete fraud signals across document, biometric, device, and location layers so your team sees the full picture, not just a binary pass/fail. Every signal is returned in a structured, labelled format ready for immediate compliance action.

Fraud Signal Stack
200+ Signals Evaluated
● Pass
Document Layer✓ 42 Clear
Biometric Layer✓ 38 Clear
Device Layer⚑ VPN Flag
Location Layer✓ 28 Clear

Webhook-Driven Case Management

Your backend stays in sync. Always.

Hypersign fires a signed webhook the moment any session status changes approved, declined, in review, overridden, or document expired. Your backend receives the full session payload instantly, with no polling and no follow-up API call required.

Webhook Events
kyc.session.approved✓ 200
kyc.session.declined✓ 200
kyc.session.in_review✓ 200
kyc.document.expired✓ 200
kyc.decision.overridden✓ 200

Integration

Three Integration Paths

From no-code to full API control. All backed by the same decision engine infrastructure.

API

Enterprise platforms · Custom flows · Native mobile

Retrieve full session data and submit manual decisions via structured REST endpoints.

  • GET /v3/kyc/sessions/{session_id} full session payload
  • POST /v3/kyc/sessions/{session_id}/decision manual decision
  • Real-time webhook delivery on every status change
  • HMAC-SHA256 signed payloads
Learn more →

Widget

Product teams · Fast integrations · Embedded journeys

Embed the full KYC verification flow directly into your website or mobile app with plug-and-play simplicity.

  • Plug-and-play integration
  • Custom branding and flow configuration
  • Decision engine wired automatically
  • Minimal engineering effort
Learn more →

Magic Links

Communities · Marketplaces · No-code teams

Launch KYC verification instantly with shareable hosted links decision engine and webhooks included out of the box.

  • No integration required
  • Hosted verification pages
  • Webhooks active immediately
  • Ready in minutes
Learn more →

API Endpoint Reference

GET/v3/kyc/sessions/{session_id}full session data, signals, scores, and verdict
POST/v3/kyc/sessions/{session_id}/decisionsubmit a manual decision with reason code

Automated verdict: under 2 seconds at p99  ·  Webhook delivery: real-time

Response Structure

Structured Verdicts Your Compliance Stack Can Act On

Every verification session returns a consistent, typed JSON payload. No ambiguous status strings. No undocumented fields.

Session Status Values

ApprovedAll checks passed against configured thresholds. User may proceed.
DeclinedOne or more hard-fail triggers met. Reason codes included.
In ReviewFlagged for compliance team action. Awaiting human decision.
In ProgressUser is currently inside the verification flow.
Not StartedVerification link sent; user has not opened it yet.
AbandonedUser opened the flow but did not complete it.
ExpiredVerification link timed out before completion.

Fields Returned Per Session

session_idstatuscreated_atcompleted_atuser_emailattempt_numberdocument_typedocument_numberpersonal_numberfirst_namelast_namedate_of_birthissuing_statenationalitygenderliveness.scoreliveness.resultface_match.similarityface_match.resultdevice.osdevice.browserdevice.typelocation.iplocation.countrylocation.vpn_flagwarnings[]fraud_signals_countselfie_imagedocument_front_imagedocument_back_imageaml.total_hitsaml.risk_score

Performance

Built for Compliance at Scale

Automated verdict time (p99)Under 2 seconds
Fraud signals evaluated per session200+
Session statuses7
Webhook deliveryReal-time
Platform uptime99.99% SLA
Free monthly sessions500

Infrastructure

Production data processed and stored in the European Union by default
Hosted on AWS with AES-256 encryption at rest and TLS 1.3 in transit
Biometric data stored under a separate Customer Master Key
Webhook payloads verified via HMAC-SHA256 signature
Configurable data retention: 30 days to 10 years or indefinite
Per-session deletion available on request via dashboard or API
Penetration tested quarterly

Compliance & Certifications

Decisions That Satisfy Regulators

Certifications

SOC 2 Type IAICPA · 2026
ISO/IEC 27001:2022International · 2026
iBeta Level 1 PADNIST / NIAP · 2026

Regulatory Frameworks

GDPR (EU 2016/679)DORA (EU 2022/2554)MiCA (EU 2023/1114)AMLD6eIDAS 2.0FATF Recommendations 10–16 (CDD)FATF Travel Rule / IVMS-101UK Money Laundering Regulations 2017CCPA / CPRA

Government Recognition: Spain's financial regulators Tesoro, SEPBLAC, and Banco de España have formally attested that Hypersign's verification and compliance process meets the highest available standard of identity assurance. This is the only such formal attestation issued by an EU member-state government to a digital identity provider.

Fraud Detection

200+ Fraud Signals. One Structured Verdict.

Identity fraud does not come from a single direction. Hypersign layers independent detection mechanisms across five channels so that an attacker who defeats one check is caught by another.

Channel 1 Document Verification

  • Template matching against certified reference database
  • Security feature detection: holograms, microprint, watermarks, UV patterns
  • Portrait substitution and biographic tamper detection
  • Document liveness: screen captures and printed copies blocked
  • MRZ checksum validation and cross-channel data consistency

Channel 2 Biometric Verification

  • Passive and active liveness detection
  • Face match against document portrait (0–100% similarity)
  • Deepfake and face-swap detection
  • 3D mask and print attack detection
  • Video replay detection

Channel 3 Device Intelligence

  • Operating system and browser fingerprint
  • Emulator detection
  • Device risk score from known fraud databases
  • Velocity signals: multiple submissions from the same device
  • Automation tool detection

Channel 4 Location Intelligence

  • IP geolocation: continent, country, region
  • VPN, proxy, and Tor exit node detection
  • IP abuse score
  • Geolocation consistency with declared document nationality

Channel 5 AML & Sanctions Screening

  • Sanctions lists: OFAC, EU, UN, HMT
  • PEP classification and adverse media screening
  • Match scoring and risk severity scoring
  • All results returned in the same session payload
  • Included when AML is configured in the workflow

All five channels feed one verdict. The decision engine aggregates signals from every active channel, applies your configured rules, and issues a single structured verdict your compliance team does not need to reconcile outputs from separate tools.

Use Cases

Who Uses the Decision Engine

Fintech & Neobanks

Automate KYC decisions at account opening. Route edge cases to a compliance team without building a custom review interface from scratch.

Crypto & Web3

Satisfy FATF Travel Rule, MiCA, and AMLD6 at on-ramp and off-ramp. Real-time verdicts with AML screening built into the same workflow.

iGaming & Betting

Verify identity, confirm age, and screen for PEP and sanctions exposure before the first deposit. Every decision stored and audit-ready.

BNPL & Lending

Combine identity verification, biometric liveness, and fraud signal scoring into a single credit-application decision. Reject synthetic identities before underwriting.

Healthcare & Telehealth

Confirm patient identity before consultations or prescription fulfilment. Maintain HIPAA-compliant records with timestamped consent and full session audit trail.

Regulated Professional Services

Law firms, accountants, and corporate service providers automate client identity checks and AML screening without building compliance infrastructure.

Why Hypersign vs. Separate Vendor Stack

A Decision Engine Built Into Your Verification Stack

Most businesses piece together a verification tool, an AML tool, a case management tool, and a fraud platform from separate vendors. Hypersign consolidates all of it.

CapabilitySeparate Vendor StackHypersign
Identity document verificationSeparate vendor
Biometric liveness + face matchSeparate vendor
Device & IP fraud signalsPartial / missing
AML / sanctions screeningSeparate vendor
Configurable decision rules engineCustom code
Manual review interface with document zoomSeparate tool
Verification timeline & audit trailSeparate tool
Webhook-driven case managementCustom code
Ongoing KYC & document expiry monitoring
Reusable KYC across your products
Verifiable Credentials issuance
No-code workflow orchestration
Single unified session report

Why Hypersign

One Platform. Every Signal. One Verdict.

Most compliance teams manage five separate tools to reach one decision. Hypersign consolidates document verification, biometrics, AML, device intelligence, fraud signals, and case management into a single platform one integration, one contract, one compliance audit.

Hypersign Platform
Identity Document Verification
Biometric Liveness Detection
Face Match (1:1)
Device Intelligence (OS, Browser, Emulator, Velocity)
Location Intelligence (IP, VPN, Proxy, Tor, Geolocation)
AML & Sanctions Screening (OFAC, EU, UN, HMT, PEP)
Configurable Decision Rules Engine
Manual Review Interface with Document Zoom
Fraud Signal Aggregation (200+ Signals)
Verification Timeline & Full Audit Trail
Webhook-Driven Case Management
Ongoing KYC & Document Expiry Monitoring
Reusable KYC Across Your Products
Verifiable Credentials Issuance

FAQ

Everything about the KYC Decision Engine

One verdict.
Every signal. Under two seconds.

Deploy the Hypersign Decision Engine with configurable rules, manual review, fraud signal aggregation, and webhook case management. Talk to our team about the right setup for your use case.

KYC Decision Engine API · Compliance Dashboard Software · Identity Verification Verdict API